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Investor Presentaiton

Corporate and Institutional Banking Corporate Banking - 4Q21 4Q21 4Q20 4Q21 / 3Q21 4Q21 / 2021 2020 2021 / 4Q20 3Q21 2020 1,324 1,281 +3.3% 1,282 +3.3% 5,087 4,727 +7.6% -655 -645 +1.6% -640 +2.4% -2,639 -2,623 +0.6% 669 636 +5.1% 642 +4.1% 2,448 2,104 +16.3% 72 -430 n.s. -24 n.s. -201 -1,308 -84.7% 741 206 n.s. 618 +19.9% 2,247 796 n.s. -1 6 n.s. -2 -60.9% 11 9 +22.6% 740 49.5% 212 n.s. 616 +20.2% 2,259 806 n.s. 50.3% -0.8 pt 49.9% -0.4 pt 51.9% 55.5% -3.6 pt 14.3 13.5 +6.3% €m Revenues Operating Expenses and Dep. Gross Operating Income Cost of Risk Operating Income Non Operating Items Pre-Tax Income Cost/Income Allocated Equity (bn) Revenues: +3.3% vs. 4Q20 and +9.4% vs. 4Q19 • Increase in all regions Growth of the Capital Markets platform in EMEA vs. a high 4Q20 base Ongoing upturn in transaction banking services (cash management and trade finance) Operating expenses: +1.6% vs. 4Q20 . Increase related to growth in activity Positive jaws effect (+1.7 points), driven by cost-savings measures Sharp decrease in the cost of risk BNP PARIBAS The bank for a changing world 2021 Full Year Results | 86
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