Nordea Kredit Performance Update

Nordea today The largest financial services group in the Nordics Household* Small and medium- #1 sized companies #1 #2 #2 #2 Large corporates and institutions #1-2 #2 #2 #1 #3 #3-4 #1-2 #2 #2 #1-2 Asset and wealth management #1 Business position Universal bank with a 200-year history of supporting and growing the Nordic economies Leading market position in all four Nordic countries Well-diversified mix of net interest income, net fee and commission income and capital markets income Broad customer base and strong distribution power - Approx. 320 branch office locations Enhanced digitalisation of business for customers Sustainability an integrated part of our business strategy - Income evenly distributed between business areas Financial strength (Q2 2022) EUR 2.4bn in total income EUR 1.3bn profit before loan losses; EUR 1.1bn net profit EUR 611bn in assets EUR 30.7bn in equity capital CET1 ratio 16.6% Leverage ratio 4.9% AA level credit ratings (senior preferred bonds) Moody's Aa3 (stable outlook) S&P AA- (stable outlook) Fitch AA (stable outlook) EUR 31.5bn in market capitalisation (Q2 2022) 5 * Combined market shares in lending, savings and investments - One of the largest Nordic corporations - A top-15 universal bank in Europe Nordea

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