Group Financial Results H1 2016
32%
Performance of Restructured Loans¹
Total Bank Cyprus
-
%69
No arrears
SMES
49%
6.4%
58%
168%
82%
7268%
■1Q2014 ■2Q2014 ■3Q2014
88%
85%
■2Q2015 ■3Q2015
4Q2015
4Q2014 ■1Q2015
1Q2016
好好.79%
68%
13%
18%
17%
No arrears
1-30 dpd
8%
7%
4%
9%
7%
14%
13%
7%
10%
1-30 dpd
16%
12,3%
6%%
14%
2%
%8
31-90 dpd
58%
5%
4%
31%
24%
16%
13%
%6
%9
%6
Corporate
74%
85%
81%
94%
91%
98%
82%
98%
95%
Over 90 dpd
No arrears
1-30 dpd
Retail
37%
31%
21%
10%
10%
31-90 dpd
Over 90 dpd
14%
No arrears
12%
%6
64%
11%
15%
18%
21%
20%
19%
21%
92%
Quarterly average
20%
11%
11%
%9
31-90 dpd
Over 90 dpd
An analysis performed as at 30 June 2016 indicates that on average 79% of the loans restructured post 31 December 2013
for Cyprus operations, have no arrears (restructurings performed in 2Q2016 were excluded); The average percentage of
restructured loans with arrears more than 90 days stands at 8%
Corporate restructured loans exhibit the
.
loans with no arrears of 95%
best
performance with an average
percentage of restructured
(1) The performance of loans restructured during 2Q2016 is not presented in this graph as it is too early to assess it
1-30 dpd
%9
%8
31%
31-90 dpd
Over 90 dpd.
Bank of Cyprus
KOINO
KYMPI
49
10%
14%
%7View entire presentation