Investor Presentaiton

Crore fogether we can Exposure(FB-NFB) to Sensitive Sector & Concentration Risk Oriental pnb United TAN YoY Variation SI. Sensitive Sector Jun'19 Mar'20 Jun'20 Amt. % 1 Capital Market 5471 5329 4135 -1336 -24.4 2 Commercial Real Estate 21598 24159 23859 2261 10.5 3 NBFC 74495 94138 98490 23995 32.2 of which HFC 23952 36223 33691 9739 40.7 4 Aviation 8437 5337 5774 -2663 -31.6 SI. Concentration Risk Jun'19 Mar'20 Jun'20 1 Exposure to top 20 Borrowers as % of total Exposure 16.51 17.36 17.16 2 Exposure to top 10 Groups as % of total Exposure 12.50 12.41 12.96 1 Business Performance Page | 20

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