Investor Presentation Second Quarter 2018

TRACK RECORD OF EARNINGS & DIVIDEND GROWTH Stable and predictable earnings with steady increases in dividends EARNINGS PER SHARE (C$) 1,2 TOTAL SHAREHOLDER RETURN 3 $3.05 +9% CAGR IIII 14.1% $6.49 11.0% 9.5% 8.7% 11.5% 11.3% 9.7% 10.2% 08 09 10 11 12 13 14 15 16 17 1 Year 5 Year 10 Years 20 Years BNS Big-5 Peers (Ex. BNS) DIVIDEND PER SHARE (C$) $0.37 +11% CAGR $3.05 T 97 98 99 00 01 02 03 04 05 90 06 07 08 09 10 11 12 13 14 15 16 17 1 Reflects adoption of IFRS in Fiscal 2011 2 Excludes notable items 3 As of April 30, 2018 Scotiabank® 7

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