Investor Presentaiton

24 TEKNO SA TEKNOSA İÇ VE DIŞ TİCARET A.Ş INVESTOR PRESENTATION The wallet share of CE products in CC spending is declining... The share of CE spending via credit cards deteriorated after the credit card law until Jul14 then improved towards pre-law average until Dec14 The weakness since the beginning of 2015 seems to stem from low consumer confidence due to political & macro economic uncertainties and weak TL making a negative impact on retail prices 9.5% 2011 9.0% Share of CE Products in Total Credit Card Spending 2012 2013 2014 2015 8.5% 8.0% 7.5% 7.0% 6.5% 6.0% Jan11 Feb11 Mar11 Apr11 May11 Jun11 Jul11 Aug11 Sep11 Oct11 Nov11 Dec11 Jan12 Feb12 Mar12 M.. Share of CE products in CC Spending New Regulation Apr12 May12 Jun12 Jul12 Aug12 Sep12 Oct12 Nov12 Dec12 Jan13 Feb13 Mar13 Apr13 May13 Jun13 Jul13 Aug13 Sep13 Oct13 Nov13 Dec13 Jan14 Feb14 Mar14 Apr14 May14 Jun14 Jul14 Aug14 Sep14 Oct14 Nov14 Dec14 Jan15 Feb15 Mar15 Apr15 May15 Jun15 Jul15 Aug15 Sep15 Jan11 Jan14 Monthly Avg. Source: Interbank Card Center

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