Investor Presentaiton

Company Overview Business Overview Earnings Opex to Average assets Profitability Ratios Credit Cost Digital Penetration RoA Strategy QoQ QoQ 0.07% QoQ 2.37% 2.23% 3.80% 3.84% 4.11% 4.12% 1.87% 3.32% Q2 FY23 -0.21% Q3 FY23 Q4 FY23 Q1 FY24 Q2 FY24 1.79% 1.73% -0.15% Q2 FY23 Q3 FY23 Q4 FY23 Q1 FY24 Q2 FY24 -0.35% -0.37% Q2 FY23 Q3 FY23 Q4 FY23 Q1 FY24 Q2 FY24 YOY YOY 4.11% 1.41% 2.88% 3.00% 3.27% 2.62% YOY 1.81% 1.76% 1.53% 1.13% 0.49% 0.13% 0.17% -0.12% -0.04% H1 FY20 H1 FY21 H1 FY22 H1 FY23 H1 FY24 H1 FY20 H1 FY21 H1 FY22 H1 FY23 H1 FY24 H1 FY20 H1 FY21 H1 FY22 H1 FY23 H1 FY24 CSB Bank Investor Presentation Q2 FY24 21 CSB Bank Trusted Heritage Smart Future

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