Investor Presentaiton

Business lending (RBA data) Solid business growth with focus on SME Small and medium (rolling 3m growth rate) - RBA 30.0% 25.0% 20.0% 15.0% 10.0% 5.0% 0.0% -5.0% -10.0% -15.0% Aug-21 Small and medium Market Growth - RBA (As at 31 Jul 22) BOQ Growth (As at 31 Aug 22) BOQ Multiple (As at 31 Jul 22) Large (rolling 3m growth rate) - RBA 30.0% 25.0% 20.0% 15.0% 10.0% 10.0% 10.2% 5.0% 0.0% -5.0% -10.0% -15.0% Aug-22 Aug-21 Feb-22 BOQ Market YTD (A) 18.7% 10% 0.6x Feb-22 BOQ Market YTD (A) Large 7.9% Market Growth - RBA (As at 31 Jul 22) 11% BOQ Growth (As at 31 Aug 22) 1.5x BOQ Multiple (As at 31 Jul 22) BOQ GROUP BANK OF QUEENSLAND LIMITED 2022 Full Year Results Presentation Source: BOQ data is internal GL based and market data is sourced from the RBA D14.1 lending to business - business finance outstanding by business size and industry Note: The RBA defines small business as an entity with exposure of less than $1 million and the business has turnover of less than $50 million, medium business is defined as an entity with exposure of more than $1 million and turnover of less than $50 million, and large business is defined as an entity with turnover of $50 million or more 22.8% 7.7% Aug-22 61

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