Investor Presentaiton
Income statement
I Results of operations
Improved recurrent results
Lower refinancing cost
419
403
409
165
2014(1)
2015
Net banking income (ЄM)
2016
2014(1)
149
132
2015
Net income (EM) (2)
(1) 2014 including 0.1€bn relating to the retrospective increase of commission rates on services
(2) 2016, Operating expenses: -155€M; cost of risk: -20€M; other non-operating income -0.02€M; pre-tax income 244€M; income tax : -95€M
2015, Operating expenses: -150€M; cost of risk: -61€M; other non-operating income -7€M; pre-tax income 191€M; income tax : -59€M
2014, Operating expenses -130€M; cost of risk: -50€M; other non-operating income -11€M; pre-tax income 212€M; income tax : -47€M
Business overview
I 16
Debt Investor Presentation - April 2017
2016
PSA
BANQU
FRANGEView entire presentation