Scotiabank Investor Presentation

Scotia Capital: Solid Revenue Growth Revenues, $ millions Q2/00 Q2/99 Net Interest Income* 306 292 % Change 5% Other Income: Credit Fees 2 Trading Underwriting/Other 885 Total Revenues 92 77 20 95 75 27 58 47 272 210 30% 578 502 15% 20 * includes loan origination fees 19 Risk Review John Crean Senior Executive Vice-President 20 20 10

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