PitchSend

Investor Presentaiton

Profitability aided by higher interest rates than EA peers Ireland's interest rates on lending for house purchase the highest in euro area 8 7 5 4 3 2 1 2008 2010 2012 2014 2016 ....Max ....Min Ireland Euro Area Source: ECB Gníomhaireacht Bainistíochta an Chisteáin Náisiúnta National Treasury Management Agency Rates on SME loans* over euro area average 9 7 6 LO 5 4 3 2 1 0 2008 2010 2012 2014 2016 ....Max ....Min Ireland Euro Area *SME loans proxy of loans <1year and <€1m to Non-Financial Corporates 73

View entire presentation