Great Places to Work & Acquisition Impact

We will increase our scale to compete with the nation's largest banks Total Deposits 2023 B $2,401 $2,500 $2,000 $1,500 $1,000 $500 $1,924 $1,358 $1,309 $512 $427 $421 $396 $352 $348 $109 $0 JPM BAC WFC C USB GS PNC TFC MS COF DFS (#26) Note: Total deposits, includes brokered; As of 4Q 2023; Discover ranking as of February 16, 2024 according to reported metrics Source: Federal Reserve Y-9C Consolidated Financial Statements for Holding Companies 16

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