KBank Subsidiaries and ASEAN Economic Strategy

K KASIKORNTHAI ธนาคารกสิกรไทย 开泰银行 KASIKORNBANK Examples of Economic Aspect: CG and Anti-Corruption Corporate Governance ■ Reviewing KBank practices under Thai IOD, ASEAN CG Scorecard, and Dow Jones Sustainability Indices (DJSI) criteria, including Sustainable Development Policy in accordance with the Bank's business and Sustainable Development Goals ➤ Human Rights Policy and KBank Tax Policy in compliance with the Bank's business and International Sustainability Standards Implementing a strategic plan for CG activities to enhance compliance by directors, executives, and staff with CG principles, Code of Conduct, and Anti-Corruption Policy through ➤ Organizing training courses ➤ Continually communicating via e-Learning system ➤ Communicating with companies within KASIKORNBANK FINANCIAL CONGLOMERATE to ensure consistency of operations ■ Reviewing Vision, Mission and Core Values, CG Policy, and related Charters; keeping them up-to-date in accordance with Ongoing business operations and Bank Sustainability Compliance with laws, international practices, and best practices as prescribed by regulatory agencies and competent agencies Note: Thai IOD = Thai Institute of Directors; CG = Corporate Governance Anti-Corruption • KBank, KAsset, and KSecurities co-signed a declaration of the "Private Sector Collective Action Coalition Against Corruption (CAC)" project and have been recognized as CAC certified companies since 2013 • BOD approval and annual reviews of Anti-Corruption Policy, including issues such as bribes and inducements, gifts and benefits, charitable contributions and sponsorships, and political participation • Internal Communication on Anti-Corruption Policy to ensure proper practices within the organization by Organizing training courses for executives and employees Communicating with all directors, executives and employees via KBank electronic networks and website • Communicating with suppliers on operational guidelines, including Guidelines for acknowledgement and compliance related to business ethics, human rights, labor, occupational health and safety, and the environment Establishment of guidelines on KBank's Supplier Code of Conduct Communication on business operations in compliance with anti- corruption policy and practices Arrangement of supplier meetings on KBank's procurement procedures Communication with customers and suppliers on No Gift Policy for all occasions and festive seasons บริการทุกระดับประทับใจ K KASIKORNTHAI Examples of Social and Environmental Aspects Social Aspect ธนาคารกสิกรไทย 开泰银行 KASIKORNBANK Environmental Aspect 1. Management of Climate-related Risks and Opportunities 1. Financial Inclusion and Financial Literacy • Providing financial knowledge and adding new channels of financial access for all customer categories and underprivileged groups Supporting customers' financial discipline to alleviate household debts 2. Human Resource Management • Embracing equitable treatment for employees regardless of differences Providing various channels for complaints and suggestions 2. Financial Support To Environmentally Friendly Businesses . • . Assessing climate scenario analysis quantitatively and qualitatively Reporting based on the Task Force on Climate-related Financial Disclosures (TCFD) recommendations Offering financial support to renewable energy power and environmental conservation projects Developing employee skills and abilities in alignment with K-Strategy Providing a healthy and safe workplace • Issuing sustainability bonds and investing in green bonds • 3. Human Rights Operations Operating business in line with the United Nations Guiding Principles on Business and Human Rights throughout the value chain 3. Environmental Management in KBank • Appointing CEO to act as Chief Environmental Officer to drive KBank's environmental operations • Committing to transform to a low carbon society . Implementing human rights risk assessment covering all operations of KBank, K Companies, P Companies, suppliers, and joint ventures 4. Social Contributions • Applying the social activity framework based on the London Benchmarking Group (LBG)* since 2015 Supporting various projects by extending budgetary support and donating items to create positive impact for society and communities GREEN DNA 248,180 Volunteer Targeting to reduce GHG emissions by 6.1% by 2023 (base year 2018) TCFD carbon TASK FORCE ONE CLIMATE RELATED FINANCIAL DISCLOSURES The first Thai commercial bank to become a TCFD Supporter. The first Thai and ASEAN bank to launch a Sustainability Bond 109 (Scope 1 & 2) Hours ZERO Human Rights Policy and Due Diligence GHG Emissions Human Rights Process injury 103,997 tons CO2 (15.7% decrease from base year 2012) UILDING CO GREEN BU CUSTAC KBTG-LEED-Platinum Note: *London Benchmarking Group (LBG) standard is used to evaluate the monetary value of corporate spending on social responsibility activities, including donations, hours of volunteer work an proportion of community investment. บริการทุกระดับประทับใจ 110

View entire presentation