Investor Presentaiton

Balance Sheet, National Bank of Iraq 2017 2018 2019 June 2020 All values in USD thousands CAGR (2017-19)| Growth June 2020 Cash & Balances Direct Credit Facilities, net Investments Portfolio 319,924 317,734 298,623 377,163 -3.4% 26.3% 108,781 63,665 143,636 182,010 14.9% 26.7% 1,299 22,291 49,255 64,641 515.7% 31.2% Other Assets Total Assets 53,828 37,728 43,114 48,999 -10.5% 13.7% 483,832 441,417 534,628 672,814 5.1% 25.8% Banks & FI Deposits 0 Customer Deposits & Margins 242,439 788 198,157 7 32,946 NA 467933% 285,085 374,494 8.4% 31.4% Loans & Borrowings 2,562 4,370 14,322 23,796 136.4% 66.2% Other Liabilities 25,445 39,698 22,948 25,232 -5.0% 10.0% Total Liabilities 270,446 243,013 322,361 456,467 9.2% 41.6% Paid in capital 211,452 211,452 211,452 211,452 Statutory Reserve & General Risk Reserve 6,219 3,257 3,116 3,116 -29.2% Retained Earnings (4,606) (26,471) (14,894) (1,156) 79.8% -92.2% Current Period Profit 10,924 11,566 13,738 10,079 12.1% -26.6% Fair Value & FX Reserves/ Adjustments (10,604) (1,399) (1,146) (7,144) -67.1% 523.4% Equity attributed to Shareholders 213,385 198,405 212,266 216,347 -0.3% 1.9% Total Regulatory Capital Total RWAs Capital Adequacy % 95,728 145,313 192,829 209,626 471,035 482,406 615,000 625,296 20.3% 30.1% 31.4% 33.5% 24

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