Investor Presentaiton
Diversified Loan Portfolio
Diversified across industry lines and minimal demand for
non-mortgage consumer credit
$1.2 billion total loans as of September 30, 2017
• 85% originated vs. 15% acquired
Loan Portfolio Composition (September 30, 2017)
Consumer
& Other
8%
C&I
11%
1-4
By
Collateral
C&D
Average yield on loans of 5.56% for the third quarter of 2017
7%
Type:
Loan Portfolio Growth: Originated vs. Acquired
CRE (Owner-
Occupied)
14%
(Dollars in millions)
$867
$388
$535
$504
$115
$430
By
$711
SBA
Business
$302
12%
$268
$504
Line¹:
$479
$53
$421
$430
$249
$268
2011
2012
2013
2014
2015
2016
YTD 2017
Originated
Acquired
(1) Excludes purchased loan discounts and deferred costs and fees
(2) Includes construction and land development loans
Family
31%
CRE (Non-Owner-
Multifamily
5%
Occupied)
24%
SFR
20%
CRE²
49%
C&I
19%
RBB BANCORP
皇佳商業金控 10View entire presentation