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Amundi Investor Presentation

FINANCIAL STRUCTURE An ever stronger financial structure, with ~€1bn of surplus capital³ At end-September 2020: - €2.9bn of tangible equity1-2 at end- September 2020 A CET1 ratio of 18.6%² at end- September 2020 Surplus capital of ~€1bn³ An A+ rating confirmed by Fitch in May 2020, one of the best ratings in the sector €2.3bn Tangible equity¹ and CET1 ratio €2.7bn 15.9% 13.2% €2.9bn 18.6% 31/12/2018 31/12/2019 30/09/2020 XX% CET1 ratio 1. Equity excluding goodwill and other intangibles. 2. Factoring in the acquisition of Sabadell AM on 30/06 for €430m and no dividend payment in May 2020 for FY 2019. 3. Surplus relative to a minimum "managerial" level of 10% of the CET1 ratio 30 Amundi Investor presentation | November 2020 Amundi CRÉDIT AGRICOLE GROUP
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