Bank of Baroda Financial Performance FY23
Asset Quality Sectoral Fresh Slippages
B
बैंक ऑफ़ बड़ौदा
Bank of Baroda
विजया
VIJAYA
मेना
DENA
Fresh Slippages
CRILC o/s SMA1 and SMA 2 (%)
Particulars (INR crore)
Q4 FY22
Q3 FY23 Q4 FY23
FY22
FY23
Corporate
2,055
13
45
3,601
1,123
MSME
1,271
836
1,220
3,294
2,799
Retail
466
551
424
1,387
1,231
0.44
0.40
Agriculture
636
723
540
2,344
2,100
0.32
Others
10
10
9
30
24
Mar-22
Dec-22
Mar-23
Total Domestic
4,438
2,133
2,238
10,656
7,277
International
76
39
4
390
864
SMA1 and SMA2 as a per cent of Standard advances
(Accounts with outstanding above INR 5 crore CRILC data.)
Global
4,514
2,172
2,242
11,046
8,141
The GNPA ratio for Housing loans (ex-pool) is 1.56%, Auto loans is 1.46%; Personal
loans is 0.89%; Retail Gold loan is 1.35% as of March 2023
Collection efficiency (excluding Agriculture) stands
at 98% as of March 2023.
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