Market Leader with Potential for Further Penetration

Strong, Sustainable Insurance Business Competitive strengths gili ע 8 Contribution to Group eurolife Genikes Insurance Genikes Insurance 13% % Group's Non-NII 1Q2023 7% 6% 100% owner in both life eurolife and non-life insurance Well established, market leaders 10% % Group's Profit Contribution 6% 4% High Return on Equity & resilient profitability 1Q2023 Capital light business Synergies between Insurance and the Banking business 1) Profit After Tax - contribution to the Group before Voluntary Exit Plans and market impact Average Annual €33 mn¹ Normalised Profit- contribution to Group since 2019 Average Annual €18 mn Ordinary Dividends since 2019 €20 mn €13 mn €11 mn €7 mn 25

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