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Investor Presentaiton

Affiliates Management system (governance system) of the Hirogin Holdings Hirogin Holdings Hirogin Holdings will be a company with an audit and supervisory committee. In addition to strengthening governance and swift and efficient decision-making, Hirogin Holdings will establish effective group governance by focusing on managing and supervising group management. ☐ Chart of the corporate governance system under the holding company structure Shareholders Meeting Board of Directors Audit & Supervisory Committee Group Management Board Nominating & Compensation Advisory Committee Comprehensive Risk Management Committee Compliance Committee Secretarial Office Management Planning Division Business Management Division Business Audit Division Group Business Strategy Division Digital Innovation Division Business Supervisory Division etc. Hirogin Holdings will be a company with an audit and supervisory committee, and will establish a mechanism of swift decision-making and efficient business operation by delegating the authority to execute important duties, in addition to strengthening governance. ➤ By having the Hirogin Holdings specialize in managing and supervising the group management and separating management supervision and execution of duties, business management of the group will be strengthened and effective group governance will be established. Instruct Manage⚫ Supervise Discuss⚫ Report • Consult The Hiroshima Bank (incl. its subsidiaries) Hirogin Capital Partners Hirogin Securities Hirogin Lease Shimanami Servicer Advanced banking service company (Plans for establishment in January 2021) ➤ Specific business plans and measures will be formulated and implemented based on the whole group's management policy and strategy formulated by the Hirogin Holdings. 13
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