KASIKORNBANK Strategic Acquisition

K KASIKORNTHAI Domestic Channels New KBank Branch (Hybrid Branch), KBank ธนาคารกสิกรไทย 开泰银行 KASIKORNBANK Community Branch (K Park) THE WISDOM Lounge This new branch design focuses on increasing the flexibility and efficiency of the branch banking services. The service area and all furniture are specially designed to assist branch staff to smoothly facilitate customer's adoption of self-service machines and digital channels (K PLUS). The modular designed counter can flexibly accommodate various transaction types that flow in throughout the day. The community bank where local people able to spend their life comfortably all day! Focusing on the outskirts of the city is response to the expansion of more villages and schools. K Park provides financial zones for transactions and co-working spaces, with the Kids Zone and other services from KBank partners in the same place. An exclusive center providing a full range of services and facilities to High Net Worth Individuals and Affluent segments. E-Machine ATM ATM ATM Apart from being an ordinary cash-focused servicing machine, we enhance our self-service machine to be an authentication touch point for all digital onboarding such as e-Savings and e- Wallet account opening. The e-machines will provide massive additional convenience apart from normal branch coverage. KBank KBank Service ฝาก-ถอน-จ่ายบิล SERVICE|ยืนยันตัวตน เคแบงก์เชอร์วิส ใกล้ที่ไหน ไปที่นั่น KBank Service - Banking Agents are business partners with extensive network coverage and extended service hours, appointed by the Bank to provide specific banking services to customers such as accepting cash deposits into KBank accounts, cash withdrawals, bill payments, and identity verification when opening electronic bank accounts for retail customers. บริการทุกระดับประทับใจ Digital Banking Koon K-Toubandou dos animo โจก แอนเซอร์เกน Ana ใจเอาใจสายโช บ L Digital Banking includes: ⚫K PLUS .K PLUS SME K PLUS SHOP K-Cyber Service K-Corporate Connect K-Payment Gateway K-PowerP@y (mPOS) ⚫ LINE BK ⚫ MAKE ⚫. Khunthong ⚫ LINE KBank LIVE 37 K KASIKORNTHAI Intelligent Lending ธนาคารกสิกรไทย 开泰银行 KASIKORN BANK Continuously support our customers with better serve end-to-end journey; these includes: ■ Enhance ability to leverage overall data foundation, develop insight-driven methods in defining customer qualification criteria and credit scoring to promptly offer personalized lending experience where needs; while the bank still balance acceptable risk and fair return. ■ Proactive implement customer-centric collection strategy with appropriate approach and portfolio quality improvement End to End Credit Journey Target Port Lead Generation Reach Marketing & Offering Credit Assessment Monitoring & Collection 0004 Expected Outcome Wider Customer Reach Higher Conversion Optimized Risk Return Faster Time to Market บริการทุกระดับประทับใจ 38

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