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Stanbic 1H23 Financial Results Presentation

DEPOSITS Customer Deposits KES millions 300,000 250,000 201,551 200,000 150,000 100,000 50,000 Key Takeouts 256,682 232,946 235,649 258,559 IIII Jun-19 Jun-20 Jun-21 Jun-22 Jun-23 ■ Customer deposits grew by 10% year on year with core accounts accounting for 89% of total deposits 20 | STANBIC 1H23 FINANCIAL RESULTS PRESENTATION Customer Deposits by products 26% 0.4% 6% 5% 27% 4% 7% 1% 62% June 2023 LC acceptances Current accounts Savings accounts Call deposits Fixed deposits June 2022 62% LC acceptances Current accounts Savings accounts Call deposits Fixed deposits

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