ANZ 2022 Full Year Results
ANZ 2022 Full Year Results
NEW ZEALAND DIVISION - CONTRIBUTION & PROFIT DRIVERS
Contribution (Sep 22), NZDb
140
37
103
Net Loans & Advances
Business
Personal
Other
108
23
55
85
Cash Profit drivers (Sep 22), NZDm
Net Interest Income
+$235m
39
3.92
839
1.26
196
-22
-17
920
-83
-32
2.63
0.03
Customer Deposits
Total Income
1H22 Cash
Profit
(ex L/N)
Volume Margins
Other
Operating
Income
Expenses Provisions
Tax
2H22 Cash
Profit
(ex L/N)
NZ DIVISION
2H22 v 1H22
FY22 v FY21
Income
2H22 v 1H22
FY22 v FY21
Income
+11%
+10%
Net Interest Income
Expenses
+2%
+3%
Other Operating Income
+15%
-8%
+12%
+2%
Profit before provisions
+17%
NLA
+15%
2H22 v 1H22
FY22 v FY21
Cash Profit
+10%
+9%
Net Loans & Advances (NLAs)
+1%
+4%
Customer Deposits
0%
+5%
Home Loans¹
Business Loans²
Deposits
Term Deposits
Transact/Savings
+1%
+5%
+0%
+2%
2H22 v 1H22
FY22 v FY21
+12%
+18%
-5%
-1%
Basis: Continuing Operations Excluding Large / Notable items
1. Housing includes business loans secured by residential properties
2.
Business excludes business loans secured by residential properties, includes Agri lending
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