Tanfeeth Overview
Profit and Balance Sheet Growth in Recent Years
Revenues and Costs (AED billion)
Revenues
Costs
+1%
Profits (AED billion)
Net Profits
Pre-Provision Operating Profit
+6%
+4%
-14%
3.6
3.5
3.9
7.2
3.4
10.8
6.7
6.4
3.1
9.7
9.9
0.9
+9%
3.3
1.6
0.8
1.0
2.7
8.7
2.5
0.2
5.4
1.5
+1%
+4%
1.5
5.0
0.8
2.3
2.5
7.7
2.5
-17%
1.7
2.3
0.8
0.2
4.1
0.4
1.9
3.2
8.3
7.1
7.5
7.4
2.7
2.5
2.5
2.3
2.3
5.6
5.2
5.0
4.5
1.9
-0.11
2008
2009 2010 2011
9M
2012
2008
2009
2010
2011
9M 2012
2008
2009 2010
2011
9M 2012
2008
2009
2010
2011 9M 2012
Assets and Loans (AED billion)
Deposits and Equity (AED billion)
Assets
Loans
Deposits
Equity
+2%
0%
+7%
+11%
305
282
282 286 285
209 215
+7%
213
214
196 203
200
29
30
+5%
193
28
181
+11%
+3%
26
162
20
2008 2009 2010 2011
Q3
2012
2008 2009 2010 2011
Q3
2012
2008 2009 2010 2011
Q3
2012
2008 2009 2010 2011 Q3
2012
1) Equity is Tangible Shareholder's Equity excluding Goodwill and Intangibles.; All P&L numbers are YTD, all Balance Sheet numbers are at end of period
Source: Financial Statements
Emirates NBD
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