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Investor Presentaiton

CAJA RURAL DE NAVARRA This document should not be distributed in the United States or to U.S. persons as defined in Regulation S of the U.S. Securities Act of 1933, as amended COVER POOL Covered Bond Label A Covered Bond Labelled sustainable covered bond is a covered bond that is fully compliant with the Covered Bond Label Convention, and also includes a formal commitment by the issuer to use an amount equivalent to the proceeds of that same covered bond to (re)finance loans in clearly defined environmental (green), social or a combination of environmental and social (sustainable) criteria. EMF EUROPEAN MORTGAGE FEDERATION B COVERED BOND LABEL. "Covered Bond Labelled sustainable covered bond programs" are based on their issuer's sustainable bond framework which has been verified by an independent external assessment. The issuer strives, on a best efforts basis, to replace eligible assets that have matured or are redeemed before the maturity of the bond by other eligible assets. BOND LISTS: Caja Rural de Navarra, Credit Coopetarive ISIN Initial Pool Date Identifier of Maturity Date Face value¹ Coupon Syn. Listed Tapped Mat. EEA3 LCR4 Issuance ES0415306077 Covered Bo... 27/11/2018 27/11/2025 EUR300,000,000 Fixed Yes No NO No HB Yes 2A ES0415306069 Covered 08/05/2018 08/05/2025 EUR500,000,000 Fixed Yes Yes No HB Yes 1 ES0415306051 Bo... Covered Bo... 01/12/2016 01/12/2023 EUR500,000,000 Fixed Yes Yes No HB Yes 1 ES0415306036 Covered Bo... 16/03/2015 16/03/2022 EUR 500,000,000 Fixed Yes Yes No NO HB Yes 1 ES0415306028 Covered Bo... 07/02/2014 07/02/2029 EUR 50,000,000 Fixed No Yes No HB Yes N/A 2020 Credit and Sustainability Framework CRN Covered bond label - CRN 43
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