Investor Presentaiton

MAS Rural Housing & Mortgage Finance Limited (MRHMFL) - Subsidiary The Drea Dream Realis Let Us Re MRHMFL MAS is targeting affordable housing finance segment through its subsidiary MAS Rural Housing & Mortgage Finance Limited (“MAS Housing” or MRHMFL) is a non-deposit taking, NHB registered, housing finance institution. It was incorporated in 2008 and headquartered in Ahmedabad, Gujarat MRHMFL provides loans for purchase of new and old houses, construction of houses on owned plots, home improvement loans and loans for purchase and construction of commercial property. It also extend loans to developers for construction of affordable housing projects MRHMFL provides housing loans in rural and semi-urban areas of Gujarat, Maharashtra, Rajasthan, and Madhya Pradesh With its continued focus on the rural and semi-urban segments, the company has 68 branches and have sourcing arrangements with 45 intermediaries - typically project developers and property agents Housing Loans ■ Loans of up to INR 5 Mn for residential and INR 10 Mn for commercial ■ Provides housing loans to customers, who are primarily salaried and self-employed individuals and loans to developers for construction of affordable housing project ■ Tenure up to 240 months for residential and 120 months for commercial ■ Average Ticket size in H1 FY18 - INR 1.27 Mn ■ AUM as of Sept 30, 2017 - INR 1,888 Mn SLIDE: 26

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