Investor Presentaiton

Diversified and Granular Loan Portfolio Total Loan Portfolio $ 13.7 billion at June 30, 2021 Non-Owner Occupied CRE Composition - $4.5 Billion Residential 1-4 family - Revolving 4.1% Consumer 4.4% ■C&D 6.1% Other 4.4% ■1-4 Family 10.7% Non-Owner Occupied CRE 33.4% Total Portfolio Characteristics Owner Occupied CRE 15.1% ■Small Mixed Use Building Other 0.3% 1.0% Special Use 11,1% Retail 18.1% ■ Senior Living 6.6% Hotel, Motel, B&B 13.6% C&I 21.8% ■ Multi Family 18.8% Duration Q2 2021 Weighted Average Yield (Tax Equivalent) Atlantic Note: Figures may not total to 100% due to rounding Union Bankshares Office 17.0% Office Warehouse 13.4% 1.21 years 3.76% 25

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