Investor Presentaiton
Cost income ratio: Dec 2018
Headline vs. Adjusted
Net interest income
Other income
- Business income
Bank of Ireland 2018 Results Announcement
FY 2018
Headline
(€m)
2,146
Pro forma
adjustments
(Єm)
FY 2018
Pro forma
(Єm)
2,146
672
672
- Additional gains
9
(9)
- Other valuation items¹
(22)
56
34
Total Income
2,805
47
2,852
Costs
- Operating expenses
- Transformation Investment
Costs
Cost income ratio
1,739
113
1,852
66%
• Cost income ratio excludes;
-
-
Levies and Regulatory charges
Non-core items
⚫ 2018 adjusted cost income ratio is adjusted for;
Additional Gains and valuation items¹ (€47m)
-
1 Excludes IFRS income classifications which is fully offset in net interest income
1,739
113
1,852
65%
Bank of Ireland
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