CIGNA INVESTOR DAY

Intensified affordability approach Early behavioral, lifestyle interventions ↑ Preventive care, virtual wellness that get ahead of disease Treat mental, physical health in concert Medical programs Pharmacy programs $3,500 Average savings in future medical costs per customer $2 Medical cost savings for every $1 Spent on behavioral High- performing providers 2 Lowering drug costs 3 Effective sites of care Condition-specific clinical programs Q Connect full breadth of capabilities to eliminate fragmentation 5 key conditions: Behavioral, Oncology, Musculoskeletal, Diabetes and Rare Orphan Diseases 4 Clinical solutions 31 © 2021 Cigna

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