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Investor Presentaiton

Strong Core Deposit Base Deposits at 9/30/2023: $1.04 billion ➤ 36.0% Noninterest bearing deposits DEPOSIT MIX Jumbo Time 0% Retail Time 14% Brokered 4% MMDA & Savings 28% Interest Checking 18% Noninterest DDA Colorado 36% Springs 8% DEPOSITS BY MARKET Other Colorado New Mexico 19% 17% Pueblo 19% Denver MSA 31% Boulder 6% IN 10

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