RAKBANK Investor Presentation - Q3/YTD Sep'2022
RAKBANK Investor Presentation - Q3/ YTD Sep'2022
Liabilities
Customer Deposits Growth [AED B]
Time
Current
Savings
Call
+8.8%
40.3
36.8
36.9
37.6
37.0
1.3
34.1
1.2
1.3
1.0
3.7
1.3
3.3
3.8
4.0
3.8
2.9
10.3
8.9
9.5
9.9
13.9
13.4
24.9
23.0
22.8
22.3
16.5
18.4
Dec '18
Dec '19
Dec '20
Dec '21
Sep'21
Sep'22
Deposits Value by Segment
Retail Banking
Wholesale Banking
Notes
RAKBANK
Simply Better
Customer deposits increased by AED 2.6B to AED 40.3B compared to Q4-
21 due to increase of AED 1.8B in CASA deposits and AED 0.8B in time
deposits
CASA ratio at 74.4% continues to remain strong
Customers Deposits Value by Geography Q3'22
FI
Business Banking
Abu Dhabi
Dubai
Ajman
Ras Al Khaimah
Sharjah
Umm Al Quwain
6.9%
0.7%
23.8%
1.1%
3.6%
9.1%
54.7%
Fujairah
Liability Mix
Customer Deposits
Equity
Debt Sec. Issued (EMTN)
12.3%
4.5% 2.5%
4.0%
Synd. Loans & Bil. Borrow.
Due to Other Banks
Other Liabilities
0
13.6%
63.1%
44.1%
32.5%
0
5.5%
Numbers may not add up due to rounding
17.9%
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