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Investor Presentaiton

O Digital Transformation Gaining Share Transactions (Tx) Transactions BanorteMovil (millions) 800.0 700.0 Branches 600.0 4Q22 WEB 2.2% 500.0 12% 400.0 POS 24% 300.0 200.0 Correspondents 0% 100.0 Call Center 1% 12% 49% Mobile 0.0 ATM 1Q 2018 2Q 3Q 4Q 1Q 2019 2Q σε 4Q 1Q 2020 2Q 3Q 4Q 1Q 2021 15 Mobile as a Point of Sale Digital Deposit Account Customers Using Digital (millions) Credit Card 8 7 Payroll loans Time Deposits Mutual Funds Insurance 654 3 +50% 4Q yly 7.6 7.1 6.0 4.7 4.2 1Q19 2Q 3Q 4Q 1Q20 2Q 3Q 4Q 1Q21 2Q 3Q 4Q 1Q22 2Q 3Q 4Q Div DB Rev Dep TI LD Loan BAP Guid ESG Eco NIM NI ROE ICAP Mkt App Hist C/I GRUPO FINANCIERO BANORTE

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