2Q 2022 INVESTOR PRESENTATION

Retail Focus on building two customer franchises Focus to date Wealth Segments Acquisition focused on classic segments Future Focus Gold, Platinum, Diamond, and Private segment customers driving majority of deposits Digital capabilities to acquire customers Digitally-savvy Affluent and HNW 2 Digitally-savvy 3 Youth مصرف الإنماء alinma bank Customer experience and operational excellence Alinma Retail Vision Experienced professionals and self-employed Saudis 35-50 year-old customers, in the wealth segment... Drive growth in deposits Young Saudi professionals and University students 18-35 year-old customers, in the wealth segment... Drive growth in Financing Reinvent the experience and improve multi- channel delivery Enhance experience around digital journeys and in-branch services Elevate customer engagement through tailored services and products "Be the most digitally advanced, fastest, and most convenient Retail Bank in KSA" Launch of New Tailored Products New Operating Models and Effective Processes Distribution Expansion Improved Turnaround Time (YTD) Initiatives Completed to Date: Key Achievements 3/18 initiatives completed 17% 2Q 2022 Musawama for Revamped self services & retail sectors +10 +17 -40% -22% Commodity Mortgage Sakani construction Financing for PF & flexible platform to Digital New install- NST for Buyout Off-plan Murabaha REDF avail digital Zones ATMs Personal Finance Home Finance buyout ments mortgage & Musawama & Non REDF 2Q 2022 INVESTOR PRESENTATION 11/50

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