Investor Presentaiton

Single Family Mortgage Banking 35% Rate Locks/Loan Closings, $ in millions Single Family Loan Sales HomeStreet Rate Locks Loans Closed 700 GOS Margin Margin% 629 624 12% 600 566 517537 561573 564 563 512 10% 500 442 393 400 340 377414 8% 361 303 300 268 6% 226239 5.47% 200 4.92% 4.80% 5.12% 4% 100 4.03% 3.78% 2.73% 2.67% 3.15% 2% 3.94% 0% 4Q19 1Q20 2Q20 3Q20 4Q20 1Q21 2Q21 3Q21 4Q21 1Q21 Single Family Mortgage Banking as a % of Total Revenues 25% 25% 17% 17% 15% 12% 5% 1Q21 2Q21 3Q21 4Q21 10% 1Q22 p. 18

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