2020 Financial Highlights
Loan Book Breakdown - Stage 1|2|3
YoY Change In Loan Book Stages: 2019FY Vs. 2020FY
N'million
Communication
Oil and Gas
Stage 1
(1,294)
Stage 2
Stage 3
Total
361
734
(199)
103,721
(22,498)
(10,867)
70,356
Upstream
Downstream
Services
14,118
11,136
(175)
25,079
36,480
(7,171)
(10,065)
19,245
53,122
(26,463)
(627)
26,032
Power
(23,417)
39,988
0
16,571
Manufacturing
34,777
(8,919)
270
26,128
General Commerce
26,542
(4,424)
3,830
25,949
Transport
13,786
(286)
9,589
23,089
Consumer (Individuals)
(1,607)
270
973
(364)
Government
6,921
413
30
7,363
Construction
11,240
0
(2,290)
8,950
Agriculture
9,982
2,024
1,230
13,236
Real Estate
1,536
43
36
1,615
Education
3,098
16
131
3,245
Finance and Insurance
(1,365)
(65)
590
(840)
Others
10,158
(182)
10,161
20,137
Total
194,078
6,741
14,417
215,236
31
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