Canadian Banking and Mortgage Portfolio Overview

Leading Bank in the Americas¹ Core markets: Canada, US, Mexico, Peru, Chile and Colombia 7th largest bank by assets¹ in the Americas Q1 Change Full-Service, Universal Bank Canada (AAA) #3 Bank Scotiabank2 Revenue 2020 Y/Y $7,989MM +5% Canada Net Income $2,344MM +2% Mexico Return on Equity 13.9% +20 bps Peru Chile Operating Leverage +1.3% n.a. United States Colombia Productivity Ratio 53.4% (70 bps) (AA+) Caribbean Top 15 FBO Uruguay Total Assets $1.2T +12% Colombia (BBB-) Ranking by Market Share³ Mexico (BBB+) #5 Bank #6 Bank USA Wholesale Operations Canada #3 USMCA USA Top 15 FBO UK Mexico #5 Singapore Australia Peru #3 PAC Ireland Hong Kong SAR Peru (BBB+) #3 Bank Chile Colombia #3 #6 China Brazil Chile (A+) South Korea Malaysia Earnings by Market2,4 Other- C&CA #3 Bank India Japan 7% 6% PAC 23% 55% Canada 9% 1 Ranking by asset as at February 24, 2020, Bloomberg; 2 Adjusted for acquisition and divestiture-related amounts, impact of additional pessimistic scenario in ACLs, Derivative Valuation Adjustment, and impairment charge on software asset; ³ Ranking based on market share in loans as of December 2019 for PACs (incl. M&A), as of October 2019 in Canada for publically traded banks; Adjusted net income attributable to equity holders of the Bank for the 3 months ended January 31, 2020 Americas (~95%) U.S.A 5

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