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Investor Presentaiton

TMCC Earning Asset Composition Total Managed Assets Retail Assets Lease Retail Wholesale $116.2 $117.7 $108.3 $108.4 $110.4 20 40.4 41.9 44.0 10.2 $70.7 $65.6 60 220 $56.4 60 $52.3 $53.0 21.6 31% 21.7 12.4 11.9 11.1 40 43.9 49.1 69% 13.5 9% 0 17.3 17.6 17.5 Mar-18 Mar-19 Mar-20 Unencumbered ☐ Sold Mar-21 Dec-21 70.7 65.6 60% 52.3 53.0 56.4 40 40 Lease Assets $38.7 $37.9 $36.4 $37.1 $36.8 5.7 5.3 5.6 6.6 34% 12.4 33.0 32.6 30.8 30.5 66% 24.4 20 20 38.7 37.9 36.4 37.1 36.8 31% 0 Mar-18 Mar-19 Mar-20 Unencumbered Mar-21 ☐ Sold Dec-21 Mar-18 Mar-19 Mar-20 Mar-21 Dec-21 $ in billions TMCC has adopted Accounting Standard Update "ASU" 2016-13 effective starting April 1, 2020 Source: TMCC March 31, 2019 10-K, March 31, 2020 10-K, March 31, 2021 10-K, & December 31, 2021 10-Q · PROTECTED 関係者外秘 TOYOTA FINANCIAL SERVICES 18
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