Investor Presentaiton
2008
2009
2010
1% of Risk weighted assets to the Total Assets
1
https://www.cbsl.gov.lk/en/statistics/statistical-tables/financial-sector
2011
2012
2013
2014
2015
2016
2017
2018
0.6
0.5
0.4
% of Risk weighted assets to the Total Assets
TETTE
Increase in Advances (compared to previous year)
Increase in Gross NPA (compared to previous year)
0.00%
2008 2009 2010 2011 2012 2013 2014 2015 2016 2017 20181 2019*
**
-100.00%
Q1...
There is a need for the Banks to increase their focus towards
strengthening their Risk Management Practices & Systems such as
credit appraisal, underwriting & monitoring processes which will
result in increased profitability & strengthening the capital.
An increasing trend in the banks exposure towards assets with
high risk has been noticed which implies that Banks will need
to invest in capital optimisation techniques
The Provision Coverage Ratio of the Banks has been
deteriorating year on year on account of increase in the NPA
Increase in NPA which would also result in increase in the
lifetime ECL once the Banks adopts SLRFS
Current State Analysis - Banks
Statistics within the Banking industry were analysed to identify key trends in profitability and capital management
100.00%
Key Takeaways
NPA has increased rapidly during 2017 and half year 2019
which requires further strengthening the monitoring process
and implementation of an Early Warning Signals frameworkView entire presentation