Investor Presentaiton

Build robust retail liability franchise REVAMPING BRANCH STRUCTURE 01 Bringing in efficiency and effective control with realignment of branch and regional network, with focus on business development and service 04 SOUTH INDIAN Bank NRI BUSINESS 02 • Re-organise structure with a new vertical focusing on Kerala and other parts of the country • Expanding geographies by partnering with exchange houses, banks and remittance platforms 03 HIGHER SHARE OF CUSTOMER WALLET • Use of data analytics for deeper customer penetration with multiple product offerings Focused drive on making South Indian Bank as a primary bank for all asset and liability customers CUSTOMER SEGMENTS Focus on segments like trust, co-operative society and Govt. banking . Digital mapping of customer life cycle management Bank on Us

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