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Investor Presentaiton

CAJA RURAL DE NAVARRA This document should not be distributed in the United States or to U.S. persons as defined in Regulation S of the U.S. Securities Act of 1933, as amended CAJA RURAL GROUP Main Features ⚫ The Group is the result of the will of the Spanish regional co-operative banks to join forces and obtain synergies and economies of scales, while remaining independent financial institutions. Different business strategy to that developed in the past by other Spanish financial institutions: local focused, no capital markets dependence, no aggressive expansion. All members enjoy a relevant market share in their home regions and develop a similar business model adapted to the diverse features of each area. • Total assets of €67.1 billion and €5.4 billion of equity. ⚫ 8,434 employees. 2,314 branches and a wide presence in the different Spanish regions. More than €6.5 million clients and more than 1.5 million co-operative members. The medieval castle of Artajona 22 52
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