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Investor Presentaiton

Source: Financial Services Authority (OJK) 0 10 20 Jan-19 Apr-19 30 20 40 6.-լո 50 Oct-19 IDR Tn 60 Jan-20 Number of Investors LOAN The outstanding loan of P2PL Fintech remained steady and stood at IDR50.09 Tn or grew by 44.62% (yoy) as of February 2023. Outstanding Loan Fintech (Peer to Peer Lending and Securities Crowdfunding) Peer to Peer Lending (2PL) Fintech intermediation grows with a manageable NPL ratio and Securities Crowdfunding fundraising continues to rise. Apr-20 Jul-20 Oct-20 Jan-21 Apr-21 Jul-21 Oct-21 Jan-22 YOY Growth - 200% 10% 50.09 150% 8% 100% 6% The total number of investors and issuers in Securities Crowdfunding increased and stood at 145,908 and 376, respectively, as of 31 March 2023. Number of Issuers Apr-22 Jul-22 Oct-22 Jan-23 IDR Bn 44.62% 50% 44 4% 0% 2% -50% -100% 0% Dec-19 The Non-Performing Loan ratio of P2PL Fintech decreased from 2.75% to 2.69% in February 2023. Feb-20 Apr-20 Jun-20 Aug-20 Oct-20 Dec-20 Feb-21 Apr-21 Jun-21 160,000 *As of 31 March 2023 900 *As of 31 March 2023 140,000 800 120,000 145,908 700 138,208 817.68 735.76 413.19 100,000 600 80,000 500 60,000 400 93,777 184.90 40,000 1,380 5,063 51,414 300 376 200 64.15 20,000 14 49 127 195 340 100 6.47 T T 0 2018 2019 2020 2021 2022 2023 2018 2019 2020 2021 2022 2023 Aug-21 Oct-21 Dec-21 Feb-22 Apr-22 Jun-22 Aug-22 Oct-22 Dec-22 Feb-23 Continuing the positive trend, the total value of SCF fundraising stood at IDR817.68 billion as of 31 March 2023. 2.69%
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