Investor Presentaiton

Performance Metrics Particulars CRAR Tier I Net Debt to Equity Cost to Income Ratio [FY21] Book Spread Gross NPA Net NPA As at Sept 30, 2021 31.2% 24.9% 3.0x 12.8% 2.5% 2.69% 1.53% Indiabulls HOUSING FINANCE Stable Net NPA at 1.53%. Provision at 4.0x of regulatory requirements. Provisions to loan book at a very healthy 4.9% IBH has 7 co-lending partners and all relationships are fully operational: HDFC Ltd., Central Bank of India, Yes Bank, RBL Bank, Canara Bank, Punjab & Sind Bank and Indian Bank Disbursed 325 Cr in the month of September 2021 through co-lending. On track to disburse 1,000 Cr through co-lending in Q3FY22 4

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