FY22 Results - Investor Presentation
Asset Quality
| Vigilant monitoring of sector exposure
Impaired Loans by Sector
Strong Very Strong
Loans by Internal Risk Grade
Satisfactory Moderate
Marginal Substandard Impaired
Loans outstanding
Bonds & Loans outstanding
26%
Oil & Gas¹:
RM2.9bil
45%
3%
66%
Mar'21
Mar'22
Sector
Composition YTD Change
RM' mil
RM' mil
9%
5%
Agriculture
80
9
1%
(89%)
Mining and quarrying
38
176
10%
>100%
Manufacturing
194
227
14%
17%
20%
Oil & Gas¹:
RM2.Obil
Electricity, gas and water
3
4
32%
Construction
92
113
7%
22%
Wholesale, retail trade,
hotels and restaurants
202
170
10%
(16%)
2%
Transport, storage and
59
19
1%
(69%)
communication
10%
Finance and insurance
1
1
13%
Real estate
313
188
11%
(40%)
Construction:
RM4.4bil
54%
34%
Business activities
42
38
2%
(10%)
Education and health
7
6
1%
(5%)
Household of which:
739
725
43%
(2%)
3%
-
Residential Properties
531
540
32%
2%
3%
-
Transport Vehicles
68
80
5%
18%
- Others
140
105
6%
(25%)
Total
1,770
1,676
100%
(5%)
Real Estate:
37%
RM6.6bil
57%
8
AmBank Group
26%
1. Categorised under "Mining and
quarrying" sector in Financial Statement
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