FY21 Results
Loan book arrears
Arrears at historic lows and well below peers
25m
0.73%
0.68%
1
LOANS PAST DUE V. SPIN
(PERCENTAGE OF TOTAL LOANS)
AUSWIDE
SPIN
(Other)
SPIN
(Regional)
> 30 days past due
(includes >90 days
0.25
1.05
1.41
past due)
%
> 90 days past due
0.15
0.57
0.78
(Auswide figures: at 30 Jun 21) SPINS: at 30 June 21 (latest available)
$3.4m
$3.0m
$0.7m
$0.1m
> Arrears of 0.25% are at historic lows
highlighting loan book quality
$6.4m
0.48%
$6.5m
0.46%
0.42%
0.39%
0.39%
$2.9m
$1.1m
$4.7m
$4.6m
$1.6m
$1.1m
$5.0m
$3.5m
0.26%
0.25%
$0.0m
$3.2m
$0.9m
$2.3m
$10.0m
$11.5m
$9.4m
$5.3m
$6.4m
$7.5m
$9.9m
$5.3m
$5.2m
Om
0
JUN 17
DEC 17
JUN 18
DEC 18
JUN 19
DEC 19
JUN 20
DEC 20
JUN 21
Over 90 days past due
60-90 days past due
30-60 days past due
-
Arrears as % of Loan Book
> Current arrears of $8.9m, down 48 basis
points compared to June 2017
INVESTOR PRESENTATION | FY21 Results - 27 August 2021
17View entire presentation