Economic Indicators and Efforts for Sustainability
New Business Strategies
<Basic policy> Create earning opportunities by continuously developing businesses and operations that contribute to solving regional issues and improving
sustainability through appropriate and bold risk-taking
Consideration of new businesses
Improving problem
solving and
earnings power
Take on the challenge of new
operations that contribute to
improvement of sustainability in
the region
Strengthening operations related to
solving increasingly evident regional issues
such as depopulation and the need for
productivity improvement
Banking services, guarantee, investments, credit cards,
lease, asset management, insurance, business succession,
M&A, business matching, etc.
Assumed Issues
Reduce risks in procurement and use of energy
Revitalize through business attraction,
Consideration of Operationalization
New
Company
Select the Best
Method for
the Group
>>>
business foundation, tourism, etc.
Increase productivity by introducing digital
technology
Appropriately secure and develop necessary
human resources
The Bank
Increase sales through effective sales
Other Group
Companies
(etc.)
-Current-
-Vision for the future-
Obtained certification as authorized bank holding company
Met authorization criteria
Equity ratio:
12.0% or more
Ratio of Outside Directors:
1/3 or more
System to ensure the
Appropriately
developed
appropriateness of
business operations:
Obtained Authorized bank holding
certification
company*
lyogin Holdings
Realization of speedy and agile
business development
*An authorized bank holding company may have companies exclusively engaged in the services of a special subsidiary company as its subsidiary
company (excluding the subsidiary company of a bank which is the subsidiary company of that bank holding company) by notification rather than
by permission.
Copyright 2022 lyogin Holdings, Inc. All Rights Reserved.
Organize a system for creating sustainable new businesses
Establishment of organization in charge
Design of the organization in charge is under consideration for raising
awareness on new business challenges across the Group and taking speedy
action
Creation of ventures in the Group
Creation of a system is under consideration for bringing out spontaneous ideas
from employees, including young people, and enabling them to engage in
operationalization
-11-View entire presentation