Investor Presentaiton

COVID 19: Moratorium Assessment of Loan Portfolio under Covid impact SOUTH INDIAN Bank Rs. Cr. Current balance of SMA 0/1/2 as on Feb 29, 2020 Sector Total Moratorium Portfolio extended (A) (B) As a percentage to total portfolio under moratorium and % of C to % of C to standstill benefit taken as B A on 30.06.20 (C) Agriculture 10,317 1,112 10.78% 22 1.98% 0.21% MSME 16,319 6,251 38.31% 48 48 0.77% 0.29% Retail 20,927 9,705 46.38% 175 1.80% 0.84% Corporate 18,256 6,794 37.22% 469 6.90% 2.57% Total 65,819 23,862 36.25% 714 2.99% 1.08% 41

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