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DIVERSIFIED RETAIL PORTFOLIO AND INCOME STREAMS BALANCE SHEET | DEC-21 JSC Bank of Georgia standalone Mass Retail 34% (GEL 3,592mln) 37% SOLO and WM (GEL 3,034mln) MSME 29% (GEL 3,955min) 47% 12% ■Mass Retail (GEL 3,887mln) 41% SOLO and WM (GEL 4,518mln) MSME (GEL 1,153mln) Total Loans GEL 10,581min Total Deposits GEL 9,558min INCOME STATEMENT | DEC-21 JSC Bank of Georgia standalone Mass Retail 32% (GEL 232mln) 40% ■SOLO and WM 28% 17% 23% 60% (GEL 161mln) MSME (GEL 190min) Mass Retail (GEL 85mln) SOLO and WM (GEL 33mln) MSME (GEL 24mln) Net Interest Income GEL 583mln Net Fee & Commission Income GEL 142mln 66

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