Investor Presentaiton

Key Principles & resulting Balance Sheet Guiding Principles Continuity on capital and earnings, with limited additional volatility from financial markets Convergence to Solvency II principles where practically feasible Accounting choices largely reflect the underlying economic nature of the business Resulting Balance Sheet Best Estimate Liabilities similar under IFRS17/9 and Solvency II Creation of a Contractual Service Margin (CSM) of ca. €34bn on transition Shareholders' Equity (excl. OCI) expected to be stable on transition 11 IFRS17 Presentation | November 3, 2022 All notes are on pages 38-41 Back to Agenda AXA

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