Investor Presentaiton

ADDITIONAL INFORMATION Group Australian Banking NZ Banking NAB Wealth Group Asset Quality Capital and Funding ENVIRONMENTAL, SOCIAL AND GOVERNANCE Economic Outlook Glossary MOCKREL HILL CKRE National Australia Bank CORPORATE RESPONSIBILITY OUR APPROACH TO CORPORATE RESPONSIBILITY • To achieve NAB's vision of becoming Australia and New Zealand's most respected bank, NAB aims to make a positive and sustainable impact on the lives of its customers, people, shareholders and society. NAB is focused on supporting customers and communities through: • Financial inclusion and resilience . Social cohesion • Environmental wellbeing • NAB's ESG Risk Management framework applies across the value chain (suppliers, workforce and operations, customers) EXTERNAL COMMITMENTS TO ENCOURAGE SUSTAINABLE PERFORMANCE¹ BUSINESS NETWORK UN GLOBAL COMPACT Network Australia WE SUPPORT Shared Value Initiative SUSTAINABLE DEVELOPMENT GOALS CLEAN ENERGY COUNCIL MEMBER CDP DRIVING SUSTAINABLE ECONOMIES • FINANCE INITIATIVE EXTERNAL ASSESSMENTS OF NAB'S ESG PERFORMANCE¹ Fortune 'Change the World' 2016 Ranking - First and only Australian company selected; recognition of NAB's Shared Value approach and specific financial hardship assistance program Dow Jones Sustainability Index series - NAB a global industry leader FTSE4Good Index series UNEP Natural Capital Finance Alliance • • Finance sector leadership on natural capital CDP - NAB has been awarded a position on the CDP 2016 Climate A List recognising NAB for climate change leadership and as a world leader for corporate action on climate change. EQUATOR PRINCIPLES 105 (1) Further information on the initiatives NAB participates in, and external assessments of NAB's ESG performance is available on our website: http://www.nab.com.au/about-us/corporate-responsibility/responsibility-management-of-our-business/performance-and-reporting/memberships-commitments-and-recognition National Australia Bank

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