Investor Presentaiton

Scotiabank in Mexico Footprint Customers¹ Employees Branches1 Market Position by Loans4 22.8% ~2.6 million 12,995 562 Balance and Market Position Loan Market Average Average Loans Share Deposits 7.6% $31 $26 billion billion 13.7% 13.1% 12.5% 7.7% 7.6% 4.8% 3.4% 2.0% Financial Total NIAT² ROE3 Productivity2 Performance BBVA 8 banregio CANORTE $579 19.6% 55.4% BBVA Banorte Santander Citi HSBC Scotiabank Inbursa Bajio Regio million NIAT5 Productivity Ratio Operating Leverage +19% CAGR 63.0 % 666 579 465 337 2016 2017 2018 2019 All figures in CAD$ Constant currency 1 Excludes affiliates & consumer microfinance 2 WY 2019 3 WY 2019 including goodwill 4 Source: CNBV 5 After NCI on an adjusted basis 58.6% 55.4% 55.0% 1.5% 7.5% 6.9% -0.9% 2016 2017 2018 2019 2016 2017 2018 2019 34

View entire presentation