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Investor Presentaiton

Safeguards before incurring losses at PONV - safeguards to prevent systemic disruption PONV Prior to Framework Liquidity support and capital injection Specified Item 1 Measures set forth in the Deposit Insurance Act ("DIA") Subject entities Financial institutions Including banks and bank holding companies ("BHCS") Capital injection Banks and BHCs Act on Special Measures for Strengthening Financial Functions Capital injection PONV suspension of payment or having negative net worth Posterior to Item 1 Measures set forth in the DIA Financial assistance for orderly resolution Specified Item 2 Measures set forth in the DIA Financial assistance exceeding payout cost or Temporary nationalization Banks and BHCs Financial institutions Including banks and BHCS Banks Copyright ©2022 Sumitomo Mitsui Financial Group. All Rights Reserved. 42
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